Los Lunas Animal Clinic
Payment Options
Payment Options for Veterinary Care
At Los Lunas Animal Clinic, payment is expected at the time services are rendered. We accept major credit and debit cards such as Visa, Mastercard, Discover, and American Express. We also accept cash, checks, CareCredit, and Scratchpay.
Pet insurance is also a viable option for many pet owners, helping them pay the cost of unexpected veterinary care. There are a variety of pet insurance companies and plans, so feel free to contact us today if you need any guidance.
For feline owners living on a budget, check with Zimmer Feline Foundation 505-466-1676. You may be eligible for low-cost spay/neuter, and up to $300 for emergency medical care. Please visit Zimmer-Foundation.org for complete information.
CareCredit
Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care for your pet. That’s why we’re pleased to accept the CareCredit healthcare credit card, North America’s leading healthcare financing program. CareCredit lets you say “yes” to the best treatment for your pet immediately, and pay for it over time with monthly payments that fit easily into your budget.
Highlights of the CareCredit Program
- Extended Payment Plans
- Interest-Free For 6 Months
- Quick & Easy Approval
- Immediate Access to Funds
- No Annual Fee
Scratchpay
Care first, pay later. Scratchpay provides pet parents with simple transparent payment plans. Scratchpay isn’t a credit card. Checking your plan options will NOT affect your credit score.
Highlights of the Scratchpay Program
- Instant Approval
- Plans as low as 0% APR
- No hidden fees
- No prepayment penalty
- No deferred interest
Pet Insurance
Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.
As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pet’s health care and standard of living than previously, the market for pet insurance has increased.
Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.
Some of the differences in insurance coverage are:
- Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
- How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
- Whether the deductible is on a per-incident or an annual basis;
- Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
- Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.